New Jersey Mortgage Rates
from Kearny Federal Savings Bank

View current New Jersey mortgage rates from Kearny Federal Savings Bank.

Kearny Federal Savings Bank
120 Passaic Avenue Fairfield, NJ 07004
Phone: 1-800-273-3406

Rates as of
Fixed Mortgage Rates

Loan

Rates

Points

30 Year Fixed

6.250%

0.0

20 Year Fixed

5.625%

0.0

15 Year Fixed

5.500%

0.0

10 Year Fixed

5.375%

0.0
 

Adjustable Mortgage Rates

Loan

Rates

Points

3/1/30 Adjustable

5.250%

0.0

5/1/30 Adjustable

5.375%

0.0

10/1/30 Adjustable

5.750%

0.0

If you would like to view all rates and terms, you can go directly to Kearny Federal Savings.

About Kearny Federal Savings Bank

Kearny Federal was founded in 1884.  They have 26 branch locations in Bergen, Hudson, Passaic, Morris, Middlesex, Essex, Union and Ocean Counties New Jersey.

Their corporate headquarters is located at 120 Passaic Avenue, Fairfield, NJ.

Other loan programs from Kearny Federal...

First Time Home-Buyer Program: If you have never been the owner of real estate and are: Purchasing a 1 - 4 family properties for your primary residence;

The property is located in Bergen, Morris, Passaic, Essex, Hudson, Middlesex, Monmouth, Ocean or Union Counties;

Or you and/or a member of your immediate family are customers of the Bank,
you meet our criteria for a First Time Home-Buyer and will be entitled to certain financial incentives under the program. Please call 1-800-273-3406 for complete details.

Get the best New Jersey mortgage rates for other loans.

Bridge Loans: Anyone who has tried to coordinate the sale of an existing home and purchase of a new home knows that can be difficult.

Bridge Loans will help you bridge the gap when you must purchase the new home before the sale of your existing home. These loans usually have terms of no more than 30 days; an interest rate tied to the prime rate and a nominal processing fee. If you are interested, please call 1-800-273-3406 for further details.

New Jersey Construction Loans: Our residential construction loan will allow you to build a 1 or 2 family home. The property must be owned free and clear of all liens and upon completion used as your primary residence.

These loans have terms of no more than one year; an interest rate of prime plus one point; cannot exceed 80% of the value of the property upon completion and must include arrangements for permanent financing. Contact our Commercial loan department for terms and rates on commercial construction loans.

Want to view all NJ rates from Kearny Federal?

Kearny Federal Savings
120 Passaic Avenue
Fairfield, NJ 07004
Phone: 1-800-273-3406


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